Effective Date: January 1, 2025
Last Updated: January 1, 2025
These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("User," "you," or "your") and AssetNavigation Online ("Company," "we," "our," or "us"), a company registered in Switzerland under registration number 89755730, with its principal office at Apt. 171 63 Steuber Subway, Harberberg, NT 2047, Switzerland.
By accessing or using our website at https://assetnavigation.online (the "Website") and any associated services, tools, or content (collectively, the "Services"), you agree to be bound by these Terms and all applicable laws and regulations. If you do not agree with any part of these Terms, you must not use our Services.
We reserve the right to modify, amend, or update these Terms at any time at our sole discretion. Changes will be effective immediately upon posting to the Website with an updated "Last Updated" date. Material changes may be communicated through:
Your continued use of the Services after any modifications constitutes acceptance of the updated Terms. We recommend reviewing these Terms periodically to stay informed of any changes.
You must be at least 18 years of age and have the legal capacity to enter into binding contracts to use our Services. By using our Services, you represent and warrant that you meet these eligibility requirements.
Certain features of our Services may require you to create an account. When creating an account, you agree to:
We reserve the right to suspend or terminate your account at any time, with or without notice, for violations of these Terms or for any other reason at our sole discretion.
AssetNavigation Online provides a strategic asset direction platform offering:
We reserve the right to modify, suspend, or discontinue any aspect of our Services at any time without prior notice or liability.
The information provided through our Services is for educational and informational purposes only and does not constitute investment advice, financial advice, trading advice, or any other type of professional advice.
Unless explicitly established through a separate written advisory agreement, no advisory relationship exists between you and AssetNavigation Online. Our content and tools are designed to support your own independent decision-making, not to replace professional financial advice.
You acknowledge and understand that:
Before making any investment decisions, you should:
Any hypothetical performance results, backtests, or simulations presented have inherent limitations including:
All content, materials, and intellectual property available through our Services, including but not limited to text, graphics, logos, images, software, frameworks, methodologies, and white papers (collectively, "Content") are owned by or licensed to AssetNavigation Online and are protected by copyright, trademark, and other intellectual property laws.
Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use our Services and Content for your personal, non-commercial use only. This license does not include any right to:
"AssetNavigation Online" and associated logos and marks are trademarks of our company. You may not use these trademarks without our prior written consent.
When using our Services, you agree not to:
Our Website may contain links to third-party websites, services, or resources that are not owned or controlled by AssetNavigation Online. We provide these links for your convenience only and do not:
Your interactions with third-party sites are governed by their respective terms and privacy policies. We recommend reviewing their policies before engaging with them.
Your use of our Services is subject to our Privacy Policy, which is incorporated into these Terms by reference. By using our Services, you consent to our collection, use, and disclosure of your information as described in the Privacy Policy.
We are committed to protecting your data in accordance with applicable laws, including GDPR (for EEA users) and Swiss data protection regulations.
OUR SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, INCLUDING:
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ASSETNAVIGATION ONLINE AND ITS DIRECTORS, OFFICERS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING:
This limitation applies regardless of the legal theory (contract, tort, negligence, or otherwise) and even if we have been advised of the possibility of such damages.
Our total aggregate liability to you for all claims arising from or relating to these Terms or your use of our Services shall not exceed the amount you have paid us (if any) in the twelve (12) months preceding the claim, or €100, whichever is greater.
Some jurisdictions do not allow the exclusion of certain warranties or limitation of liability for consequential damages. In such jurisdictions, our liability will be limited to the maximum extent permitted by law.
You agree to indemnify, defend, and hold harmless AssetNavigation Online and its affiliates, directors, officers, employees, agents, and licensors from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising from or relating to:
These Terms shall be governed by and construed in accordance with the laws of Switzerland, without regard to its conflict of law provisions.
Any disputes arising from or relating to these Terms or our Services shall be subject to the exclusive jurisdiction of the courts located in Harberberg, Switzerland, and you consent to personal jurisdiction in these courts.
Before initiating formal legal proceedings, the parties agree to attempt to resolve disputes informally by contacting us at the address provided in Section 16 and allowing thirty (30) days for resolution efforts.
If informal resolution fails, disputes may be submitted to binding arbitration under Swiss arbitration rules, with proceedings conducted in English in Harberberg, Switzerland.
You may terminate your account and discontinue use of our Services at any time by contacting us or ceasing to access the Website.
We reserve the right to suspend or terminate your access to our Services immediately, with or without notice, for any reason, including:
Upon termination:
These Terms, together with our Privacy Policy and any other policies referenced herein, constitute the entire agreement between you and AssetNavigation Online regarding your use of our Services.
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will remain in full force and effect, and the invalid provision will be modified to the minimum extent necessary to make it valid and enforceable.
Our failure to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision unless acknowledged in writing by us.
You may not assign or transfer these Terms or your rights hereunder without our prior written consent. We may assign these Terms without restriction. Any attempted assignment in violation of this section is void.
We shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including acts of God, war, terrorism, pandemics, natural disasters, or government actions.
These Terms are written in English. Any translated versions are provided for convenience only. In case of conflict between versions, the English version shall prevail.
AssetNavigation Online operates in compliance with applicable Swiss financial regulations. Our Services do not constitute regulated investment advice or portfolio management under Swiss law unless explicitly stated in a separate written agreement.
Users are responsible for complying with all applicable laws and regulations in their jurisdiction regarding investment activities and use of financial information services.
If you have questions or concerns about these Terms, please contact us:
AssetNavigation Online
Registration Number: 89755730
Address: Apt. 171 63 Steuber Subway, Harberberg, NT 2047, Switzerland
Phone: +421 732 756 241
Email: [email protected]
Website: https://assetnavigation.online
BY USING OUR SERVICES, YOU ACKNOWLEDGE THAT YOU HAVE READ THESE TERMS, UNDERSTAND THEM, AND AGREE TO BE BOUND BY THEM. YOU FURTHER ACKNOWLEDGE THAT THESE TERMS REPRESENT THE COMPLETE AND EXCLUSIVE STATEMENT OF THE AGREEMENT BETWEEN YOU AND ASSETNAVIGATION ONLINE.